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Cara Membuat Asuransi Mobil

Cara Membuat Asuransi Mobil

Cara Membuat Asuransi Mobil, Musim hujan adalah saat Anda perlu merawat mobil Anda secara ekstra. Kerusakan kendaraan adalah pemandangan umum pada hari-hari hujan. Memiliki asuransi mobil akan menyelamatkan Anda dari beberapa pengeluaran yang tidak perlu di musim ini.

Sesuai Undang-Undang Kendaraan Bermotor 1988, asuransi mobil pihak ketiga adalah wajib. Kebanyakan perusahaan

asuransi tidak menanggung bencana buatan manusia atau kerusakan yang di sebabkan oleh kondisi cuaca.

Itu sebabnya Anda perlu mendapatkan add-on. Berikut adalah beberapa cara penting untuk memilih polis asuransi mobil untuk menutupi kerusakan selama musim hujan.

Layanan sebelum hujan

Di anjurkan untuk mengirim mobil Anda untuk servis rutin sebelum awal musim hujan. Mesin, filter udara, filter bahan bakar, ban dan bagian lainnya harus di periksa dengan benar dan di ganti jika di perlukan.

Servis rutin dapat dicakup dalam polis asuransi Anda yang ada, dan Anda mungkin tidak perlu mengeluarkan uang ekstra.

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Ganti Ban

Jalan yang tergenang meningkatkan ancaman kecelakaan selama musim hujan, jadi inilah saatnya untuk memeriksa ban mobil Anda.

Para ahli menyarankan bahwa ulir pada ban mobil Anda harus cukup dalam untuk keamanan yang lebih baik karena mencegah penyaradan di jalan yang licin.

Perlindungan Mesin

Mesin kejang selama musim hujan adalah masalah umum lainnya. Mobil dengan ground clearance yang lebih rendah menghadapi risiko kegagalan mesin yang lebih tinggi di jalan yang tergenang air.

Polis asuransi standar tidak mencakup kerusakan mesin saat hujan. Akan membantu jika Anda membelinya sebagai tambahan dengan kebijakan Anda yang ada.

Bantuan penarik

Sulit bahkan untuk keluar dari mobil Anda ketika terjebak di tengah jalan yang tergenang air. Bantuan pinggir jalan akan sangat membantu dalam situasi seperti itu.

Anda bisa mendapatkan kendaraan derek untuk memindahkan mobil Anda ke pusat layanan terdekat atau garasi. Anda bahkan bisa mendapatkan mekanik di lokasi Anda. Untuk ini, asuransi Anda harus memiliki cakupan bantuan di jalan.

Biaya konsumsi

Asuransi pihak ketiga reguler mencakup kerusakan besar dan suku cadang besar. Sebagian besar polis asuransi mobil tidak mencakup perbaikan kecil atau penggantian suku cadang yang lebih kecil. Penutup habis pakai di bawah polis asuransi kendaraan menyelamatkan Anda dari pengeluaran suku cadang kecil seperti mur dan baut, rem dan kaca spion.

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